Digital Banking2025-02-24T16:57:06+07:00
DIGITAL BANKING

Easy Access to Banking Services Anytime, Anywhere. Prioritizing Security, Efficiency, and User Experience

Digital Banking Solutions for Future Customers

Leading banks and financial institutions are increasingly expanding and diversifying their products and services to meet the evolving needs of clients. Investing in customer-oriented cloud-based digital innovations has become a priority, creating an unexpected new ecosystem to serve diverse customer needs. In an increasingly competitive landscape, major tech companies are entering the field with substantial capital, cutting-edge technology, and loyal audiences.

Since 2006, SmartOSC has partnered with leading financial institutions to deliver highly adaptive and intuitive data-led solutions through our development teams and partners. We support transformations in customer experience, security, and product innovation, providing you with peace of mind in navigating the ever-changing dynamics. By building a trusted and integrated ecosystem, we help organizations digitize their capabilities, assets, and channels, achieving business goals more quickly and efficiently.

Our Offering

Digital Onboarding

Our solutions help eliminate barriers in online account creation, allowing you to accelerate the onboarding process of new customers with ease.

Digital Banking

We design the best functionalities to help your bank integrate digital channel adoption, be present at every touchpoint, attract new customers, and enhance retention.

Digital Lending

From personal loans to vehicle loans, SME loans, and more, we provide intuitive, fast, and risk-free funding opportunities.

Core Banking

Our integrated, efficient, and reliable core banking system solutions provide complete control for banks to build and operate any financial products or payment schemes with maximum flexibility and strength.

Why SmartOSC?

Our comprehensive, ready-to-use solutions allow you to:

Experience World-Class Banking

With access to world-class advantages from Backbase, Temenos, Thought Machine, Facetec, CRIF, and others, SmartOSC offers solutions tailored to local market needs and banks.

Increase Cost Efficiency

With a team experienced in digital banking platforms and proven case studies across the region, our clients can reduce implementation costs by up to 60%.

Optimize Time-to Market

By using our ready-to-use banking modules, banks can shorten their time to market when transitioning to digital by implementing their first MVP in just four months.

Lead with Deep Banking Expertise

Our comprehensive understanding of the banking landscape, shaped by a team of industry veterans, allows for solutions that integrate seamlessly into existing infrastructures.

Try Our Engagement Banking Solutions

Move from outdated legacy barriers to simplified engagement in an instant.

SmartOSC’s Engagement Banking Serves All Lines of Business

Our solutions are a catalog of pre-built banking modules that can be flexibly combined to build an innovative bank while minimizing implementation risks.

No matter your line of business—Retail Banking, Business Banking, or Wealth Management—prepare to transform separate banking channels, reduce market risks, and continuously enhance customer experiences with the features we have prepared.

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