Founded in 1992, Nam A Bank is one of the first joint-stock commercial banks in Vietnam following the Banking Regulation of the 1990s. With over 100 branches, 3,400 employees, and total assets exceeding VND 100 trillion, Nam A Bank understands that digitalization must be a primary focus to ensure growth. By leveraging the latest technology trends, they aim to quickly expand their market share and become a key competitor among the top five banks in Vietnam.<\/p>\n<\/div>
![](\"https:\/\/smartosc.co.id\/wp-content\/uploads\/2025\/03\/image-31-1.png\" "\\"Nam")
<\/span><\/div><\/div><\/div><\/div><\/div>CHALLENGES<\/h5><\/div>We Help Companies Design the Right Solutions<\/span><\/strong><\/h3><\/div><\/div><\/div>Revolutionizing the Bank\u2019s Vision and Customer Experience<\/h4><\/div>Nam A Bank needed an easier way to authenticate customer information and identities that could seamlessly work with their existing application. They sought a biometric solution that was fast, secure, and convenient.<\/p>\n<\/div>
Biometric Technology for the Future of Banking\n\u2028<\/h4><\/div>SmartOSC was selected to assist Nam A Bank in customizing and integrating world-class 3D biometric identity verification technology for user authentication into their existing Open Banking application.<\/p>\n
As the first 3D biometric identification application in Vietnam's banking industry, this enhancement is expected to bring the bank's vision to life and revolutionize the customer experience.<\/p>\n<\/div>
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![](\"https:\/\/smartosc.co.id\/wp-content\/uploads\/2025\/03\/image-32.png\" "\\"Nam")
<\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>SOLUTIONS<\/h5><\/div>Our Key to Success<\/span><\/strong><\/h3><\/div><\/div><\/div>\n
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Biometric Identity Verification for Seamless Security\n\u2028<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/h4><\/div>
This solution combines the perfect harmony of data encryption and anti-fraud tools. During customer onboarding, a quick video selfie verifies the following:<\/p>\n
\n- 3D Liveness: Ensures the captured face is real and not a photo.<\/li>\n
- ID Comparison: Compares the user\u2019s face to their ID photo.<\/li>\n
- Optical Character Recognition (OCR): Uses OCR to read the text on the ID.<\/li>\n
- Duplicate Search: Checks if the user\u2019s face is already registered to detect duplicates.<\/li>\n<\/ul>\n
After onboarding, whenever a customer uses the Open Banking app, facial authentication compares 3D liveness with Nam A Bank's records. If matched, access is granted without the need for a password.<\/p>\n<\/div>